Stock Market vs FD Returns

Which is better – Fixed Deposit or equity investment? Calculate your returns in either case using our Returns Calculator

What is this Calculator?

This is a simple tool that shows you how much money you could make by investing in either:
• Bank Fixed Deposits (FD) - A safe way to save money with fixed returns
• Stock Market - Investing in company shares for potentially higher returns

Key Assumptions

  • FD interest rate: 7% per year
  • Stock market average return: 15% per year
  • SIP investments are made monthly
  • These are estimated returns based on historical data
  • Actual returns may vary

Which One Should You Choose?

Fixed Deposits (FD) are good if you:

✓ Want guaranteed returns

✓ Need money in 1-3 years

✓ Don't want to take risks

Stock Market is good if you:

✓ Can invest for 5+ years

✓ Want to beat inflation

✓ Can handle some risk for better returns

How to Use This Calculator

  1. Choose how you want to invest (one-time or monthly)
  2. Enter the amount you want to invest
  3. Enter for how many years you want to invest
  4. Click Calculate to see the results

Pro tip: If you're new to investing, consider starting with FDs first. Once you're comfortable, you can gradually start investing in stocks. It's always wise to talk to a financial advisor before making investment decisions.