Goal Planning Calculator

Calculate how much you need to invest today to achieve your future financial goals.

What is Goal-Based Investing?

Goal-based investing helps you plan your investments for specific future needs, like:
  • Saving for children's education
  • Planning for retirement
  • Buying a house
  • Starting a business
This calculator helps you determine how much money you need to invest today as a one-time investment to reach your target amount.

How to Use This Calculator

1. Enter your target amount (e.g., ₹10,00,000 for education)
2. Input expected annual returns (e.g., 12% for equity investments)
3. Set the time period in years
4. Choose whether to adjust for inflation
The calculator will show you the lump sum needed today to achieve your goal.

Why Consider Inflation?

Inflation reduces your money's value over time. For example, what costs ₹1,00,000 today might cost ₹1,79,085 after 10 years with 6% inflation. Enable inflation adjustment to get more realistic future value calculations.